Negligence or Wrongful Conduct
“Negligence” is defined in the law as an act, or a failure to act, that creates an unreasonable risk of harm to others. A simple example is someone who is texting and driving and causes a motor vehicle collision.
Negligence law is a wide field and covers almost any kind of conduct that creates an unreasonable risk of harm. It’s distinct from intentional conduct. A person may act negligently even though he or she did not intend to harm someone.
A person who negligently harms another person is liable for all injuries caused by their conduct. Financial compensation is the means by which a negligent person must take responsibility for the harm they cause.
Insurance policies are written to provide coverage for negligence, and to provide a fund to pay for the damages caused by such conduct. These damage include pain and suffering, mental anguish, emotional stress, loss of the quality and enjoyment of life, financial losses such as medical expenses and lost income, and physical impairment.
If you or a loved one has been injured by someone else’s negligence or wrongful conduct, we are here to help you.